IC 036. US 100 101 102. G & S: Payment transaction processing services, namely, facilitating payment transactions of and for others over the global communications network; establishing and managing payment processing systems for others using account-backed financial instruments and arrangements, namely, credit cards, debit cards, bank accounts, and stored value or prepaid accounts, contributions, or deposits to be used to purchase or pay for goods and services from others in, on, and around college or university campuses and elsewhere; establishing and managing payment processing systems for others using account-backed financial instruments and arrangements, namely, third-party-sourced financial resources, including gifts from family members, friends, and others, cause-based contributions (crowd-sourced or otherwise), or investments (crowd-sourced or otherwise) to be used to purchase or pay for goods and services from others in, on, and around college or university campuses and elsewhere; Establishing and maintaining a payment acceptance and payment processing systems for others under which an alternative currency is used in a closed-loop or open-loop system in real time to acquire or pay for goods and services from others based on a participant's or third party's credit standing, derived from such person's credit card capacity, debit card account holdings or capacity therefor, financial instruments, or other verified account balance or balances; Maintaining and servicing a closed loop or an open-loop payment network for facilitating electronic payments by others to others for goods or services. Maintaining and servicing a secure closed loop or an open-loop payment network for facilitating electronic payments by others to others without exposure to merchants of any personally identifiable financial or other data

IC 042. US 100 101. G & S: Non-downloadable Computer programs implemented in and through the global computer network for processing payment transactions over the global computer network and on computers and computing devices, both mobile and stationary, and accessable by point of sale and cashiering equipment and systems