IC 036. US 100 101 102. G & S: Automated teller machine services; processing of cross-border financial transactions namely, credit card, debit card, non-bank card and affinity card electronic cash payment transactions both on-line via a computer database or via telecommunications and at automated teller machine and point of sale terminals; financial services, namely, clearing and settlement services; verification of financial information, namely, card check verification; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; remote bill payment services, namely, stored value electronic purse services; providing electronic funds and currency transfer services, electronic payments services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, bill payment services through wireless devices; the provision of financial payment services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; currency exchange services, namely, the secure exchange of value, including electronic cash, over computer networks accessible by means of smart cards; bill payment services provided through a website; on-line banking; processing of credit and debit transactions by telephone and communications links
IC 038. US 100 101 104. G & S: Telecommunication access services; Internet based telecommunication access services; electronic data communication services; electrical data transmission over a global remote data processing network, including the Internet; services for transmission, namely, provision of telecommunications access via the Internet in the form of display of financial transaction information from a computer-stored data bank or electronic mail; electronic message sending and receiving services; providing access to international telecommunications network facilitating cross-border automated teller machine and point of sale transactions for and between member banks
IC 042. US 100 101. G & S: scientific research and computer software technical design services; industrial analysis, namely, design services and research services in the field of card payment processing; design and development of computer hardware and software; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications, namely, monitoring of network systems and support of computer based information systems in the nature of databases and applications for business; designing, creation and hosting of bill payment websites; computer software development for technological services related to an international telecommunications network facilitating cross-border automated teller machine and point of sale transactions for and between member banks, namely, drafting and testing standards, specifications, assessments, guidelines and certification criteria, and checking and supervision; data encryption and decryption of financial information; technical consultation services in the fields of computer programming and design, computer programming and certification of financial computer networks, development of data processing hardware and software, data encryption and decryption and local area network security quality control for others, and computer disaster recovery planning in relation to card payment services
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