IC 036. US 100 101 102. G & S: Advisory services in the field of employee benefits, namely, medical insurance, long-term incentives, including stock options and restricted stock units/awards, deferred compensation, 401(k) investment selections, executive life insurance and selection of pension options; advisory services in the fields of financial investment analysis, financial asset management, and financial planning for retirement; insurance planning, namely, advisory services concerning life insurance, disability and long term care insurance; estate planning; special needs planning, namely, advisory services concerning establishing special needs trusts to protect and provide financial and other assistance to individuals and their families in the event of terminal illness or mental incapacity of any such person; financial consulting in the field of cash flow for retirees and divesting strategies of highly concentrated employee stock; charitable trust planning, namely, advice on utilizing different charitable trusts to effectuate charitable contributions; advisory services in the field of educational grants and financing of educational loans. FIRST USE: 19960900. FIRST USE IN COMMERCE: 19960900