IC 036. US 100 101 102. G & S: Providing financial services, in particular providing electronic processing of electronic payments via electronic communications networks; credit card services; issuing credit cards and lines of credit; electronic processing and transmission of bill payment data, bill payment services provided through a website; payment services, namely, credit card, debit card, and payment card payment services; financially-guaranteed bill payment services; establishing money market funds for others; providing services in connection with protection from and avoidance of fraud and the settlement of disputes, namely, fraud reimbursement services in the field of credit card, debit card, and payment card purchases, financial services in the nature of debt settlement; monetary affairs, namely, money transfer, electronic fund transfer, in particular electronic transfer of funds for the purpose of purchasing products and services of others, electronic funds transfer by telecommunications, all via electronic communication networks; financial clearing houses; fundraising for others and charitable fundraising via communication networks; foreign exchange services, namely, foreign exchange transactions; telebanking, namely, telephone banking services; electronic cash transactions; banking by means of online banking, home banking

IC 038. US 100 101 104. G & S: Telecommunications, in particular providing access to computer programs in data networks, not including telecommunications services in connection with computer-based educational services; telecommunications by means of platforms and portals on the Internet, namely, providing electronic transmission of credit card transaction data and electronic payment data via a global computer network

IC 042. US 100 101. G & S: Design, development and updating of computer software; installation and maintenance of software