IC 036. US 100 101 102. G & S: Bill payment services; electronic funds transfer; electronic transfer of funds from account to account; electronic interbank transfer of funds; electronic intrabank transfer of funds; electronic processing and transmission of bill payment data via telephone, mobile telecommunications device, e-mail, or Internet; electronic processing and transmission of bill payment reminders to the mobile telecommunications devices of others or via the Internet to others or via e-mail to others; electronic processing and transmission of invoices to the mobile telecommunications devices of others or via the Internet to others or via e-mail to others; providing electronic processing and transmission of electronic payments on behalf of others; facilitating the initiation of electronic payments by others via Internet, telephone, or mobile telecommunications device; facilitating the initiation of check-based payments by others via Internet, telephone, or mobile telecommunications device; providing electronic processing and transmission of electronic funds transfers on behalf of others; facilitating the initiation of electronic funds transfers by others via Internet, telephone, or mobile telecommunications device; providing electronic processing and transmission of invoices on behalf of others; facilitating the initiation of electronic invoices by others via the Internet; delivering check-based payments on behalf of others and facilitating the initiation of such payments by others via Internet, telephone, or mobile telecommunications device; financial services, namely, payroll deposits. FIRST USE: 20091102. FIRST USE IN COMMERCE: 20091102

IC 038. US 100 101 104. G & S: Providing electronic transmission of electronic payment data via e-mail, Internet, or mobile telecommunications device, for bill payment purposes. FIRST USE: 20091102. FIRST USE IN COMMERCE: 20091102

IC 039. US 100 105. G & S: Delivery of funds via postal or courier service, for bill payment, gift-giving, or charitable donations; Electronic storage of customer records. FIRST USE: 20091102. FIRST USE IN COMMERCE: 20091102

IC 042. US 100 101. G & S: Application service provider (ASP) featuring software for use in the fields of bill payment, bill payment reminders, electronic funds transfer, electronic payment, check-based payment, monetary gift-giving, monetary charitable donations, invoicing, payroll deposits, payroll management, accounts receivable management, tax payments, and electronic storage of customer records. FIRST USE: 20091102. FIRST USE IN COMMERCE: 20091102

IC 045. US 100 101. G & S: Providing user authentication to others via electronic mail, telephone, Internet, or mobile telecommunications device in the fields of electronic funds transfer, electronic payment, check-based payment, monetary gift-giving, and monetary charitable donations, and facilitating the initiation of such user authentication by others via Internet. FIRST USE: 20091102. FIRST USE IN COMMERCE: 20091102